Let's Recover What's Rightfully Yours.

Whether you've discovered unclaimed surplus funds or simply have questions about the recovery process, we're here to help. Complete the form below, and a member of our team will review your information and contact you promptly. Your consultation is confidential, and there's no obligation to move forward.

Begin Building Your Legacy

Every family deserves the opportunity to recover what belongs to them. Let us help you take the first step. Complete the form below, and we'll review your information and reach out to discuss how we may be able to assist you.

Understanding What Happens After a Foreclosure

Many former property owners are unaware that they may still be entitled to money even after losing a property to foreclosure or a tax sale.

When a property is sold at a tax deed or mortgage foreclosure auction, the opening bid is typically the amount needed to satisfy the unpaid taxes, mortgage, fees, and other allowable costs.

If the property sells for more than the amount owed, the remaining balance—often referred to as surplus funds or excess proceeds—may legally belong to the former owner or, in some cases, their heirs.

Unfortunately, many eligible individuals never recover these funds.

While counties generally mail notification letters, they are often sent to the last known address on file. If you've moved, those notices may never reach you, and the funds can remain unclaimed for years.

That's Where Legacy Asset Recovery Can Help.

We specialize in researching surplus funds, verifying eligibility, preparing the required documentation, and assisting clients throughout the claims process.

Our team works directly with the appropriate county agencies to help recover funds that rightfully belong to our clients.

Unclaimed State Funds

Millions of dollars in unclaimed property are turned over to state treasuries every year.

These funds often come from forgotten financial accounts or assets such as:

  • Bank Accounts

  • Uncashed Checks

  • Insurance Proceeds

  • Escrow Accounts

  • Utility Deposits

  • Stocks and Bonds

  • Mutual Funds

  • Trust Accounts

  • Safe Deposit Box Contents

  • Royalties

  • Refunds

  • Retirement Accounts

  • Other Financial Assets

When financial institutions are unable to locate the rightful owner after making the required attempts, they are legally required to transfer these assets to the state's unclaimed property division.

Many people have no idea these funds exist.

Legacy Asset Recovery can help determine whether funds may be available and assist you through the claim process.

Our team researches available records, prepares the required documentation, and works with the appropriate government agencies to help recover your property.

As with our surplus fund services, there are no upfront fees.

We are only paid after a successful recovery.

How It Works

Identification of Surplus Funds:

When a property is sold at auction by the county, any surplus funds or excess proceeds remaining after satisfying the outstanding debts (such as taxes or mortgage payments) are legally due to the previous owner or their heirs. We receive a comprehensive list directly from the county, which helps us identify individuals entitled to these funds.

Research and Verification:

We verify ownership, review county and state records, research title history, and identify any liens or competing interests that may affect the claim.

Title Search and Liens Check:

To ensure a smooth and successful claim, we perform a thorough title search on the property associated with the surplus funds. This search helps us identify any outstanding liens or creditors that need to be addressed during the claim process.

Verification of Available Funds:

Before proceeding with the claim, we confirm the availability of the surplus funds. This step ensures that the funds are accessible for the rightful owner or heirs to claim.

Preparation of Legal Documents:

Our experienced team takes care of preparing all necessary legal documents required for the claim. We handle the entire documentation process and bear all legal filing fees, relieving our clients of any financial burdens associated with the claim.

Notarization and Claim Submission:

Once the legal documents are prepared, we proceed with getting the county documents notarized to validate the claim. We then submit the claim to the appropriate county or state treasury department on behalf of our clients.

Ongoing Follow-Up:

After the claim is submitted, we take the responsibility of following up with the county or state treasury department to ensure that the process is progressing smoothly. We keep our clients informed and updated throughout this stage until a successful payout occurs.

Successful Payout:

Our dedicated efforts and expertise maximize the chances of a successful payout. Once the surplus funds are disbursed to the rightful owner or heirs, we receive our contingency fee as agreed upon previously.

Let's Work Together

  • Confidential Consultation - Your information is handled with professionalism and care.

  • No Upfront Fees - We only succeed when you do.

  • Personalize Guidance - Every case is reviewed individually to determine the best path forward.